Homeloan2U takes your privacy seriously. Please read the following to learn more about our privacy policy.
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What This Privacy Policy Covers
This policy covers how Homeloan2U treats personal information that Homeloan2U collects and receives, including information related to your past use of Homeloan2U products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. This policy does not apply to the practices of companies that Homeloan2U does not own or control, or to people that Homeloan2U does not employ or manage. In addition, some companies that Homeloan2U has acquired have their own, preexisting privacy policies which may be viewed on our acquired companies page. Homeloan2U participates in the Safe Harbor program developed by the U.S. Department of Commerce and the European Union. To view our certification, visit the U.S. Department of Commerce's Safe Harbor Web site. For more information about Homeloan2U's participation in the Safe Harbor program, please visit our Safe Harbor details page. Information Collection and Use

General
Homeloan2U collects personal information when you register with Homeloan2U, when you use Homeloan2U products or services, when you visit Homeloan2U pages or the pages of certain Homeloan2U partners, and when you enter promotions or sweepstakes. Homeloan2U may combine information about you that we have with information we obtain from business partners or other companies. When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with Homeloan2U and sign in to our services, you are not anonymous to us. Homeloan2U collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer. Homeloan2U automatically receives and records information from your computer and browser, including your IP address, Homeloan2U cookie information, software and hardware attributes, and the page you request. Homeloan2U uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Children
When a child under age 13 attempts to register with Homeloan2U, we ask the child to have a parent or guardian create a Homeloan2U Family Account to obtain parental permission. Homeloan2U does not contact children under age 13 about special offers or for marketing purposes without a parent's permission. Homeloan2U does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion. Information Sharing and Disclosure
Homeloan2U does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances: We provide the information to trusted partners who work on behalf of or with Homeloan2U under confidentiality agreements. These companies may use your personal information to help Homeloan2U communicate with you about offers from Homeloan2U and our marketing partners. However, these companies do not have any independent right to share this information. We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing Homeloan2U to collect and use their child's information without consenting to Homeloan2U sharing of this information with people and companies who may use this information for their own purposes. We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Homeloan2U's terms of use, or as otherwise required by law. We transfer information about you if Homeloan2U is acquired by or merged with another company. In this event, Homeloan2U will notify you before information about you is transferred and becomes subject to a different privacy policy.
Homeloan2U displays targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria¡ªfor example, women ages 18-24 from a particular geographic area.
Homeloan2U does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad. Homeloan2U advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
Homeloan2U works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies
Homeloan2U may set and access Homeloan2U cookies on your computer.
Homeloan2U lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Homeloan2U's cookies. Homeloan2U uses web beacons to access Homeloan2U cookies inside and outside our network of web sites and in connection with Homeloan2U products and services.
Your Ability to Edit and Delete Your Account Information and Preferences

General
s You can edit your Homeloan2U Account Information, including your marketing preferences, at any time. New categories of marketing communications might be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive. We reserve the right to send you certain communications relating to the Homeloan2U service, such as service announcements, administrative messages and the Homeloan2U Newsletter, that are considered part of your Homeloan2U account, without offering you the opportunity to opt out of receiving them. You can delete your Homeloan2U account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

Children Parents can review, edit, and delete information relating to their child's Homeloan2U account using tools offered by Homeloan2U Family Accounts. If a parent chooses not to allow us to further collect or use a child's information, parents enrolled in Homeloan2U Family Accounts can delete their child's account by signing into that child's account and then visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted. Confidentiality and Security.
We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you. To learn more about security, including the security steps we have taken and security steps you can take, please read Security at Homeloan2U.
Changes to this Privacy Policy Homeloan2U may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your Homeloan2U account or by placing a prominent notice on our site. Questions and Suggestions
Homeloan2U is TRUSTe-certified. This certification applies to all English-language sites under the Homeloan2U.com domain. If you feel that your inquiry has not been satisfactorily addressed, you should contact TRUSTe, an independent privacy organization. TRUSTe serves as a liaison with Homeloan2U to resolve your concern. If you have questions or suggestions, please complete a feedback form or you can contact us.

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